Freddie Mac's Primary Mortgage Market Survey has evolved into the foremost reliable, representative source of regional and national mortgage rate trends and is relied upon by the mortgage industry and the public in gauging market conditions and evaluating mortgage loan options. All of Freddie Mac's five regions are represented, as well as a national average. The average contract rate and average number of points is reported for each of the four loan products as well as average margin for one-year Treasury-indexed ARMS.*

Interested in the Monthly Average Commitment Rate & Points
on 30-Year Fixed-Rate Mortgages Since 1971?
Check out FreddieMac's historical chart

While I strongly encourage clients to shopping for a mortgage loan with at least two companies before signing anything, it's absolutely essential that you do more than simply compare "rates" because predatory lending is at an all-time high and you don't want to find yourself falling for a "bait-and-switch" loan program because it will cost you big-time down the road!

If you don't know who to trust, call me at 303-520-3179 and I will put you in touch with a local & reputable mortgage loan officer who will make sure you get the best loan package possible without all the gimmicks or high-pressure.

Get Pre-Qualified for a Home Loan Today!
Preferred Mortgage Lenders for Anthony Rael, RE/MAX Alliance - Denver Realtor

* Union Home Mortgage - Tiffany Swisher @ 303.884.4137
* Home Mortgage Advisors - Deana Hollstein @ 303.818.0522
* Nexa Mortgage - Lainie Chambers @ 720.495.2788
 

How Do I get "Pre-Qualified" for a Loan?
Getting pre-approved for a home loan is an essential part of the home buying process.  It helps prevent you from looking at and falling in love with properties that you simply can't afford.  Once you decide to apply for a home loan, this is the information you will need to get together for your loan application:

1. W-2's for the past 2 years
2. Most recent paycheck stubs covering the last 30 days
3. Residence addresses for the past 2 years
4. Names & addresses of each employer for the past 2 years
5. Last 2 months bank statements for all checking/savings accounts
6. Names, addresses, account #'s & monthly payments on all open loans
7. Addresses of any other real estate owned
8. Loan information on all real estate owned
9. Money for credit report and appraisal
10. Landlord names and addresses - past 2 years
11. FHA loans: Photo ID and Social Security card
 

What is the difference between pre-qualifying and pre-approval?
CLICK HERE TO LEARN MORE ABOUT PRE-QUALIFYING & PRE-APPROVALS

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