REMAX Denver Colorado Best Real Estate Agents & Relocation Experts - Find Colorado Homes for Sale in Arvada, Aurora, Brighton, Boulder, Broomfield, Erie, Evergreen, Golden, Highlands Ranch, Lakewood, Littleton, Louisville, Parker, Thornton, Westminster, Investing in Denver Real Estate, Condos, Anthony Rael, Denver REALTOR, REMAX Denver Colorado

 

Pre-qualify for a Mortgage Loan with Wells Fargo Today!
a Preferred Mortgage Lender for Anthony Rael, RE/MAX Alliance - Denver Real Estate Agents


Brett Reinhardt

NMLSR ID #404459

Wells Fargo Home Mortgage
10001 Wadsworth Parkway
Westminster, CO 80021
Office: 303-464-9480
Mobile: 303-919-0361
Brett.r.reinhardt@wellsfargo.com

Get a Mortgage Pre-Approval Today from Brett Reinhardt


Brett has 17 years in residential mortgage lending of which eleven years have been with WFHM. Seasoned in all Wells Fargo mortgage products and programs to assist clients with purchasing or refinancing of primary homes, vacation homes, and investment properties.

  • Federal SAFE Originator Approved

  • Wells Fargo Advisors Certified

  • Corporate Relocation Certified

I'm a proud husband and father of two. Volunteer in coaching youth sports in the Arvada area. Enjoy spending time with my wife and family, taking advantage of the outdoor active lifestyle Colorado offers, including, fishing, hunting, and golf when time presents itself. Volunteer at the WF Disabled Ski Cup.

Contact Brett Reinhardt at (303) 919-0361 to get pre-approved for a loan. There is absolutely no charge or obligation and is a vital first step in preparing to purchase a property.
 

Mortgage Loan Programs

Loan Program

Features

Recommended For

Conventional Fixed Rate Mortgage

  • Monthly principal and interest (P&I) payments that stay fixed for the entire life of the loan

  • Protection from rising interest rates

  • Borrowers who prefer regular payments with no surprises

  • People with limited or fixed incomes

  • People who plan to stay in their homes a long time

  • People who are refinancing at a time when interest rates are comparatively low

FHA Loan

  • Low down payment requirements

  • Flexible income, debt, and credit requirements

  • Down payment and closing costs may be funded by a gift or grant

  • First-time and repeat homebuyers

  • Homebuyers with limited funds for down payment

  • Homebuyers with less than perfect credit

  • Homebuyers who need a non-occupant, co-borrower

VA Loan

  • No down payment required

  • Flexible income, debt, and credit requirements

  • Down payment and closing costs may be funded by a gift or grant

  • Eligible military service members (may include veterans, reservists, active-duty members)3

  • Eligible homebuyers with limited funds for down payment

  • Eligible homebuyers with less-than-perfect credit

Lender-Paid Mortgage Insurance Option

  • Bypasses mortgage insurance costs when your loan-to-value ratio is more than 80%

  • Money that would have gone to mortgage insurance goes instead to tax-deductible interest payments2

  • Homebuyers without enough cash for a 20% down payment

  • Homeowners who plan to move or refinance within ten years

Jumbo Loans

  • Mortgage amounts in excess of the conforming loan limit1 set by Fannie Mae and Freddie Mac

  • Also known as nonconforming loans

  • Typically carry higher interest rates

  • Homeowners who need to refinance a property with a higher appraised value and can handle larger monthly payments

Adjustable-Rate Mortgage

  • Interest rate that is fixed for an initial period, then adjusts periodically based on market conditions

  • Lower initial rate than with a fixed-rate mortgage

  • A variety of fixed-period options

  • People looking for lower monthly payments in the short term

  • People who plan to move or refinance again within a few years

FHA Streamline Refinance

  • Reduced documentation requirements

  • Less processing time than a full FHA refinance

  • No appraisal in some cases

  • Closing costs may be financed

Current FHA mortgage holders who want to:

  • Reduce monthly payments by refinancing to a lower interest rate

  • Refinance as quickly and conveniently as possible

VA Interest Rate Reduction Refinance Loan (IRRRL)

  • Reduced documentation requirements

  • Less processing time than a full VA refinance

  • No appraisal in some cases

  • Closing costs may be financed

Current VA mortgage holders who want to:

  • Reduce monthly payments by refinancing to a lower interest rate

  • Refinance as quickly and conveniently as possible

Once you are pre-approved for your home mortgage loan, call Anthony Rael at 303.520.3179 and we'll sit down to start the exciting home-hunting process!  I look forward to hearing from you soon.

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Denver Colorado REMAX Real Estate Agents REALTORS Relocation Experts : Hionest Trustworthy Professional Anthony Rael : REMAX Alliance   Anthony Rael, REMAX Alliance Realtor® servicing Arvada, Aurora, Boulder, Brighton, Broomfield, Castle Pines, Commerce City, Denver, Edgewater, Elizabeth, Firestone, Golden, Greenwood Village, Highlands Ranch, Lafayette, Lakewood, Littleton, Lone Tree, Longmont, Louisville, Northglenn, Parker, Superior, Thornton, Westminster, Wheat Ridge   Denver Colorado REMAX Real Estate Agents REALTORS Relocation Experts : Hionest Trustworthy Professional Anthony Rael : REMAX Alliance

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Anthony "Mike" Rael  |  REMAX Alliance - Arvada  |  5440 Ward Rd., #110  |  Arvada, Colorado 80002  |  303.520.3179
Licensed Colorado Real Estate Agent  |  Certified Negotiation Expert (CNE)  |  Seniors Real Estate Specialist (SRES)
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